Your first step in home ownership is deciding that it is not only a good idea to own a home, but that it is possible and it's for you.
Your second step is to work with what you have. Don't postpone home ownership to "someday". Step by step, begin where you are and you will get there faster than you think.
You will need an income. With an income, you can get creative and take advantage of the many deals available to you. We understand not everybody has an income, and the cost of enrollment to a tertiary institution can turn many hopefuls away, which is why we offer free training workshops to equip the youth and women with profitable skills to build an income.
Check out I-TEMPO under our free resources.
With that established, let's get into how we can make that dream house yours.
1) Affordable Construction
With our friends over at KOTO housing, we bring you beautiful, inexpensive houses both cheaper and faster.
These houses are made from EPS panels; lightweight and strong pre-fab building materials that cut construction time by up to 50%. That means you could see your house up in a matter of weeks rather than months.
These EPS panels are made from non-toxic, environmentally friendly materials that dramatically drop the cost of construction as well as the time taken. Go as large as you want or as tiny as you want, the cost is up to you, with custom architectural plans which are freely available or KOTOs standard offerings.
EPS panels are not just strong and lightweight, but also fire retardant and termite proof with excellent insulating properties. That means, for all the speed, you need not worry about the house falling apart on you shortly after you've built it. It also means that your home will stay warm in the cold and cool in the heat.
What's more, if you build a small house now, EPS construction technology allows you to expand bit by bit as funds become available. With financing plans available, you can truly start with the little you have and grow to something amazing.
Get in touch to learn more about how you can take advantage of this opportunity.
2) Rent to Own
Even with speed on your side, perhaps you would prefer to move into something already built, the added advantage being social amenities are already available and you don't have to wait for the region to catch up, which may be the case when building your own house.
Through our recent partnership with Tawala Homes, TEBLAK offers top of the line homes with easy access to the C.B.D and close proximity to schools, both local and international, hospitals, malls, churches and a variety of recreational facilities.
With financing available, you can move into the house of your choice with no deposit and equal monthly payments totaling the value of the property. Make your choice today and get in touch to make that dream house officially yours. View our listings here.
Insurance
Together with our friends over at the CIC Group, we bring you insurance to put your heart at ease as you make that dream house officially your own. Naturally, you may be inclined to wonder, "what happens if.. a, b or c". No worries, we've got you covered.
What happens if...
A) I lose my job?
We offer you an involuntary retrenchment benefit. This benefit is for members in full time employment and will provide a payment equal to the member's monthly rental obligation for a period of up to three months, giving you time to get yourself back on your feet.
B) I get critically ill?
With our thoughts and prayers for your quick recovery, we offer up to 250,000/- in the event of a first time diagnosis of such critical illnesses as: heart attack, stroke, cancer and more.
C) I get disabled?
We provide a total and permanent disability cover that will pay the total outstanding amount on the purchase price of the house. Give you one less thing to worry about.
D) I die
We provide a life cover that will pay the outstanding installments on the purchase price of the house. Your next of kin will still have a place of their own should their breadwinner unfortunately demise.
We're doing everything in our power to remove barriers to home ownership for you. Join us today, make that dream of owning a home come true.